A Letter from ANA Executive Director Debbie Hatmaker

Dear ANA Member:

As nurses, we are keenly aware of the high costs of long-term care and the devastating impact that these costs can have on our financial security, retirement planning, quality of family life, and peace of mind. We may be in good health today, but an unexpected illness, accident, or the natural aging process, can leave us unable to perform daily activities that we take for granted.

We insure our most valued assets: our home, our health and our lives. Isn’t it time to insure our hard-earned assets against the devastating costs of long-term care? Consider these facts that illustrate the need for long-term care insurance:

                                                                                                        42% of people on long-term care are under the age of 65*                                                                                                                                                                                                      The likelihood of one of a couple needing long-term care is more than 90%**                                                                                                                                                                             79% of women who have reached age 65 will need long-term care services***

As an RN myself, I know the physical demands of our profession. The 2011 ANA Health and Safety Survey with more than 4600 respondents found that 42% of RNs reported being injured on the job at least once in 12 months. In addition, 56% said they had experienced musculoskeletal pain caused by, or made worse by, their job. It is easy to imagine that nurses need for long-term care may be higher than other professions.

To offer our members the protection they need and want, ANA has teamed up with Anchor Health Administrators, a company that only works with nurses and their families to provide long-term care insurance at a 5% rate discount on top of any other available discounts for Nurses AND their Families.

ANA’s Long-Term Care insurance program is comprehensive, covering all levels of care which allows you to choose home health care (HHC) rather than facility care. While 87% of HHC is provided by unpaid family caregivers, ANA’s program allows you to choose your own provider including a family member of friend. This very significant feature allows the HHC benefit to be paid directly to your provider of choice in tax-free cash. This provides an unparalleled opportunity to stay in the security of your own home by providing compensation to a family caregiver, allowing nurses an opportunity to stay in control of their assets and their lives.

Learn more about ANA’s Long-Term Care insurance program by returning the reply card in the postage paid envelope or calling 800-550-4582. A licensed Long-Term Care Advocate who works exclusively with nurses to meet their long-term care insurance needs is waiting to speak with you.

Please, strongly consider taking advantage of this outstanding ANA benefit available to all RN's and their families.



Debbie Hatmaker, PhD, RN, FAAN                                                                                                                                                                                                                                                         Executive Director                                                                                                                                                                                                                                                                                            American Nurses Association